Credit Checkers
SOC: 43-4041.02

Description:

Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.


National Salary Information:

Hourly Statistics:

Annual Statistics:

Source: Bureau of Labor Statistics 2015 wage data.


Employment Projections:

Employment (2014):
46,100 employed

Projected (2024):
43,300 employed

Projected growth (2014-2024)


Source: Bureau of Labor Statistics 2015 2014-2024 employment projections external site. "Projected growth" represents the estimated change in total employment over the projections period (2014-2024). "Projected job openings" represent openings due to growth and replacement.


Alternate Titles:

  • Accounts Receivable Manager
  • Branch Manager
  • Business Manager
  • Call Out Operator
  • Commercial Credit Head
  • Commercial Credit Lead
  • Commercial Credit Reviewer
  • Commercial Loan Reviewer
  • Credit Administrator
  • Credit Analyst
  • Credit Assistant
  • Credit Coordinator
  • Credit Historian
  • Credit Interviewer
  • Credit Investigator
  • Credit Manager
  • Credit Operations Processor
  • Credit Processor
  • Credit Rating Inspector
  • Credit Reference Clerk
  • Credit Reporter
  • Credit Representative
  • Credit Specialist
  • Credit Verifier
  • Customer Service Representative
  • Education Finance Processor
  • Farm Loan Inspector
  • Finance Manager
  • Inspector
  • Insurance and Accounts Receiveable Coordinator
  • Investigator
  • Loan Processor


  • Job Zone Two: Some Preparation Needed

    Experience:

    Some previous work-related skill, knowledge, or experience is usually needed. For example, a teller would benefit from experience working directly with the public.

    Education:

    These occupations usually require a high school diploma.

    Job Training:

    Employees in these occupations need anywhere from a few months to one year of working with experienced employees. A recognized apprenticeship program may be associated with these occupations.


    Required Skills:

  • Reading Comprehension
  • Active Listening
  • Writing
  • Speaking
  • Mathematics
  • Critical Thinking
  • Active Learning
  • Learning Strategies
  • Monitoring
  • Social Perceptiveness
  • Coordination
  • Persuasion
  • Negotiation
  • Instructing
  • Service Orientation
  • Complex Problem Solving
  • Judgment and Decision Making
  • Systems Analysis
  • Systems Evaluation
  • Time Management
  • Management of Personnel Resources

  • Knowledge Used:

  • Administration and Management
  • Clerical
  • Economics and Accounting
  • Sales and Marketing
  • Customer and Personal Service
  • Personnel and Human Resources
  • Computers and Electronics
  • Mathematics
  • Psychology
  • Sociology and Anthropology
  • Education and Training
  • English Language
  • Law and Government
  • Telecommunications
  • Communications and Media
  • Transportation


  • Tasks:

  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Prepare reports of findings and recommendations, using typewriters or computers.
  • Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
  • Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
  • Relay credit report information to subscribers by mail or by telephone.

  • Tools & Technology:

  • Computer data input scanners
  • Computer laser printers
  • Copy machines
  • Electric typewriters
  • Multiline telephone systems
  • Personal computers
  • Printing calculators
  • Data entry software
  • Email software
  • Equifax software
  • Experian software
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Office software
  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft Word
  • Oracle software
  • SAP software
  • Spreadsheet programs
  • Web browser software


  • office and administrative support


    industry stats

    SOC: 43-0000

    Total Employed: 21,846,420

    Average Annual Salary: $36,330